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As your Lifetime Bank, we encourage all our customers to think about a savings plan. We have many options to assist you for goals big (retirement, weddings, new home) and small. Our trusted team of knowledgeable professionals are here to help you and can assist you with your savings plan.

Visit us at one of our 12 convenient locations or call (859-236-2926) or email us (fnbexperience@fnbky.com) for more information.

Our Savings
Accounts
Traditional
Savings
Money
Market
CD IRA
Our Accounts Include FREE
Free Online Banking, Free Mobile Banking, Free eStatements, Free Debit Card with eligible checking account, automatic transfers between accounts
Free Online Banking, Free Mobile Banking, Free eStatements, Free Debit Card with eligible checking account, automatic transfers between accounts
Free Online Banking, Free Mobile Banking, Free eStatements, Free Debit Card with eligible checking account, automatic transfers between accounts
Free Online Banking, Free Mobile Banking, Free eStatements, Free Debit Card with eligible checking account, automatic transfers between accounts
Interest Bearing
Tiered Interest
Tiered Interest
YES (3 to 60 month CDs available)
YES (1 to 60 month fixed rate terms available)
Monthly Balance Required
$100
$2,500
Not Applicable
Not Applicable
Withdrawals per Statement Cycle
Limit of 6 withdrawals or pre-authorized transfers
Limit of 6 pre-authorized transfers per month
Not Applicable
Not Applicable
Service Fee
Fee of $3 if balance falls below minimum
$10 fee if daily balance falls below $2,500
Not Applicable
Not Applicable
Minimum Deposit To Open
$100
$2,500
$500
$100 for a one-month fixed rate, $500 for all other fixed rate terms
Our Accounts Include FREE Interest Bearing Monthly Balance Required Withdrawals per Statement Cycle Service Fee Minimum Deposit To Open
Traditional
Savings
Free Online Banking, Free Mobile Banking, Free eStatements, Free Debit Card with eligible checking account, automatic transfers between accounts
Tiered Interest
$100
Limit of 6 withdrawals or pre-authorized transfers
Fee of $3 if balance falls below minimum
$100
Money
Market
Free Online Banking, Free Mobile Banking, Free eStatements, Free Debit Card with eligible checking account, automatic transfers between accounts
Tiered Interest
$2,500
Limit of 6 pre-authorized transfers per month
$10 fee if daily balance falls below $2,500
$2,500
CD
Free Online Banking, Free Mobile Banking, Free eStatements, Free Debit Card with eligible checking account, automatic transfers between accounts
YES (3 to 60 month CDs available)
Not Applicable
Not Applicable
Not Applicable
$500
IRA
Free Online Banking, Free Mobile Banking, Free eStatements, Free Debit Card with eligible checking account, automatic transfers between accounts
YES (1 to 60 month fixed rate terms available)
Not Applicable
Not Applicable
Not Applicable
$100 for a one-month fixed rate, $500 for all other fixed rate terms