Business Banking Services | A man and woman looking at something on a tablet

Business Banking Services in Kentucky

Farmers National Bank supports businesses across Kentucky with reliable, practical banking solutions that keep operations running smoothly. Our business banking services give you the tools you need to manage daily transactions, maintain steady cash flow, and plan for long-term growth. We offer a full range of services, including business checking accounts, savings accounts, merchant card processing, treasury management, and online banking.

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Checking Accounts

We have a business checking account for you with features to meet your company’s needs. Our knowledgeable team makes the account opening process easy.

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Savings Accounts

We encourage all our customers to think about a savings plan. Our trusted team of knowledgeable professionals are here to help you and can assist with your savings plan.

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Online Banking

Farmers National Bank’s BusinessPlus Online and Mobile Banking solutions ensure you can manage your business finances anytime, anywhere.

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Credit Cards

A Farmers National Bank Visa Platinum Rewards Credit Card offers you hometown service, worldwide acceptance and powerful security protections.

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Treasury Management

We offer ACH services, wire transfers, remote deposit capture and enhanced business security for your company’s online banking.

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Card Processing

Our solutions help businesses accept card payments, manage money, and increase client security. Our dedicated team will help you with merchant processing.

Work with a Local Community Bank

In addition to gaining access to important financial tools, working with a local community bank gives you a partner who understands your market and your challenges. We combine personalized service with modern banking technology, so you can keep your focus on running and growing your company.

Business Checking and Savings Accounts​

Our business checking accounts help you manage deposits, handle payments, run payroll, and pay vendors without friction. We design these accounts to keep your transactions organized and your cash flow moving efficiently.

We also offer business savings accounts that help you set aside funds for future growth, seasonal changes, or unexpected expenses. Whether you’re building reserves or planning for expansion, having a dedicated savings strategy gives you more flexibility. We have several account options available that work for businesses of different sizes and stages, so you can choose what fits your needs today and adapt as you grow.

Payment Processing and Merchant Services​

Your customers expect fast, secure payment options, and we help you deliver that. Our payment processing and merchant services allow you to easily accept credit and debit card payments, whether you operate in person, online, or both.

We help you streamline transactions so you can get paid faster and reduce manual processing. This improves your cash flow and creates a smoother experience for your customers. Security is built into every transaction, helping protect both your business and your customers’ data. With the right tools in place, you can focus less on payment logistics and more on serving your customers.

Treasury Management and Financial Tools​

Managing cash flow effectively requires the right systems behind the scenes. Our treasury management services give you the tools to monitor, move, and control your funds with greater precision. We support ACH payments, wire transfers, and remote deposit capture to help you handle transactions quickly and securely.

These tools reduce the need for manual processes and give you better visibility into your financial position. You can track activity, manage outgoing payments, and keep your operations running without unnecessary delays. We also integrate security features into your banking experience, so you can operate with confidence while maintaining control over your accounts.

Business Online Banking and Digital Access​

You don’t always have time to visit a branch, and you shouldn’t have to. Our Business Plus online and mobile banking tools give you 24/7 access to your accounts from anywhere. You can monitor balances, transfer funds, and manage payments whenever it fits your schedule.

Digital access keeps you connected to your finances in real time, which helps you make faster, more informed decisions. At the same time, you still have the support of a local Kentucky bank when you need guidance. We bring together modern technology and personal service so you can manage your business without interruption.

Business Banking

Farmers National Bank offers business checking accounts, savings accounts, business credit cards, card processing, treasury management, business online banking, and more.

Take the Next Step with Farmers National Bank​

If you’re looking for business banking services in Kentucky, we’re ready to help you build a system that supports your day-to-day operations and your long-term goals. You can explore our business checking accounts, savings options, and merchant services to find the right fit for your business.

We encourage you to connect with our team or visit a local branch to talk through your needs. When you work with Farmers National Bank, you get a partner who understands the local business landscape and is committed to your success. Let’s build a banking relationship that helps your business move forward with clarity and confidence.

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Security

Protecting your personal and financial information is of the highest priority. Our Security Team takes steps to prevent and reduce fraud. We also educate customers on fraud protection and help resolve issues. If you are a victim of fraud or suspect suspicious activity, our team is here to assist you.

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Personal & Small Business App

Bank conveniently and securely with Farmers National Bank Mobile Banking. You can manage your finances anytime, anywhere – from your mobile device.​

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Business Plus App​

Download the app for customers who currently utilize our additional business products such as ACH, wire transfers, and online banking sub-users.​

Please login with your online banking credentials.