Personal Savings Accounts
Personal Savings Account Options
Come into one of our 12 convenient locations to set up a checking account.
Traditional Savings
Interest Bearing
Tiered Interest
Monthly Balance Required
$100
Withdrawals per Statement Cycle
Limit of 6 withdrawals or pre-authorized transfers
Service Fee
Fee of $5 if balance falls below $100
Minimum Deposit To Open
$50
Money Market
Interest Bearing
Tiered Interest
Monthly Balance Required
$2,500
Withdrawals per Statement Cycle
Limit of 6 pre-authorized transfers per month
Service Fee
$10 fee if daily balance falls below $2,500
Minimum Deposit To Open
$50
Standard CDs
Interest Bearing
YES (3 to 60 month CDs available)
Monthly Balance Required
Not Applicable
Withdrawals per Statement Cycle
Not Applicable
Service Fee
Not Applicable
Minimum Deposit To Open
$500 (Promo CDs may vary)
IRA
Interest Bearing
YES (1 to 60 month fixed rate terms available)
Monthly Balance Required
Not Applicable
Withdrawals per Statement Cycle
Not Applicable
Service Fee
Not Applicable
Minimum Deposit To Open
$100 for a one-month fixed rate, $500 for all other fixed rate terms
All Accounts Include These FREE Benefits:
- Free Online Banking
- Free Mobile Banking
- Free eStatements
- Automatic transfers between accounts
Savings Planning
As your Lifetime Bank, we encourage all our customers to think about a savings plan. We have many options to assist you for goals big (retirement, weddings, new home) and small. Our trusted team of knowledgeable professionals are here to help you and can assist you with your savings plan. Visit us at one of our 12 convenient locations to open a savings account.
CD Specials!
11-Month Promo CD – 4.30%; APY; 7-Month Promo CD – 4.15% APYÂ Annual Percentage Yield as of 6/11/26. Offer subject to change. Minimum balance of $5,000. Fees could reduce earnings on the account. Penalty will be imposed for early withdrawal. Farmers National Bank has the right to refuse any deposit. Member FDIC.
