Terms & Conditions

Thank you for visiting Farmers National Bank The website has been made available to you subject to your compliance with the terms and conditions set forth below (the "Terms & Conditions"). Please read this document carefully before accessing or using the Farmers National Bank website. By accessing or using this website, you are agreeing to be bound by the Terms & Conditions. If you do not wish to be bound by the Terms & Conditions, you may not access or use the website.

Modification of these Conditions of Use
Farmers National Bank, Inc. reserves the right to change the terms, conditions, and notices at any time, and such modifications shall be effective immediately upon posting of such changes. You are therefore responsible for regularly reviewing these Conditions of Use and additional terms or notices posted on the Farmers National Bank website. Your continued access of this website shall be deemed your conclusive acceptance of the modified agreement

Privacy
Please review our Privacy Policy, which also governs your visit to Farmers National Bank, to understand our practices regarding the use and disclosure of your personal information.

Electronic Communications
When you visit Farmers National Bank or send e-mails to us, you are communicating with us electronically, and thereby you are consenting to receive communications from us electronically or by other means available. We will communicate with you electronically, by telephone or by facsimile. It is further understood that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communication be in writing.

Copyright and Licenses
The entire contents of this website, including but not limited to: Text, graphics, logos, button icons, Flash movies, images, audio clips, digital downloads, data compilations, and software, are the property of Farmers National Bank or its content suppliers and are protected by Domestic and International copyright and trademark laws. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute any portion of the website contents without the prior express written consent of Farmers National Bank.

You may print or download portions of the materials from various areas of this website solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. If you believe any content appearing on our website constitutes a copyright infringement of another parties rights, please contact us immediately at clientserv@fnbky.com to notify us of this infringement.

Your submissions of files including, but not limited to: Resumes, e-mail, flash movies, images, logos, audio loops, and other software hereby constitutes your agreement to grant Farmers National Bank a non-exclusive, royalty-free, worldwide, sub-licensable, perpetual license, to reproduce, distribute, transmit, modify, adapt, sub-license, and publicly display any such submissions, unless otherwise specified by an agreement made in writing by you and Farmers National Bank. You also grant Farmers National Bank the right to utilize your name in connection with all advertising, marketing and promotional materials related thereto.

License and Website Access
Farmers National Bank grants you limited license to access and make personal use of this website and not to download (other than for page caching purposes) or modify it, or any portion of it, except with the express written consent of Farmers National Bank. This website or any portion of this website may not be reproduced, duplicated, adapted, copied, sold, resold, transmitted or otherwise exploited for any commercial purpose without the express written consent of Farmers National Bank, Inc. You may not frame, or use any framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, flash movie, page layout, or form) of Farmers National Bank without the express written consent of Farmers National Bank. You may not use META tags or any other "hidden text" which utilize http://apindy.intelliwire.net/~fnbky, Farmers National Bank or any other derivative of our domain, company name or registered trademarks without the express written consent of Farmers National Bank, Inc. You are hereby granted a limited, revocable, and nonexclusive right to create a hyperlink to the Home Page or any Dynamic Deep Link (DDL) of Farmers National Bank so long as the link does not portray any false, misleading, derogatory, or otherwise offensive matter.

It is further understood and agreed that Farmers National Bank cannot and does not guarantee or warrant that files made available for downloading through the eLink website will be free of infection or viruses, worms, Trojan horses or other code that manifests contaminating or destructive properties. It is your responsibility for implementing sufficient safeguards and procedures to ensure that any files obtained through Farmers National Bank are free from such contaminations.

Disclaimer of Warranty/Limitation of Liability
THIS WEBSITE AND RELATED INFORMATION IS PROVIDED BY ELINK DESIGN, INC ON AN "AS IS" AND "AS AVAILABLE" BASIS. ELINK DESIGN, INC MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS OF ANY KIND, OR AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, ELINK DESIGN, INC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. ELINK DESIGN DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR E-MAIL SENT FROM ELINK DESIGN ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ELINK DESIGN WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

ELINK DESIGN USES REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION ON THIS WEBSITE. ELINK DESIGN ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY TYPOGRAPHICAL OR OTHER ERRORS OR OMISSIONS IN THE CONTENT OF THIS SITE. IN THE EVENT THAT A PRODUCT IS LISTED AT AN INCORRECT PRICE OR WITH OTHER INCORRECT INFORMATION, ELINK DESIGN SHALL HAVE THE RIGHT TO REFUSE OR CANCEL ANY ORDERS PLACED FOR THE PRODUCT LISTED INCORRECTLY. IF A PRODUCT OFFERED BY ELINK DESIGN IS NOT AS DESCRIBED, YOUR SOLE REMEDY IS TO RETURN IT TO ELINK DESIGN FOR A REFUND. ALL POSTAGE REQUIRED TO RETURN A PRODUCT WILL BE AT THE BUYERS EXPENSE.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

Third Party Links
Linked websites are not under the control of Farmers National Bank and Farmers National Bank is not responsible for the contents of any linked site or any link contained in a linked site. Farmers National Bank provides links to you only as a convenience, and the inclusion of any link does not imply or constitute an endorsement by Farmers National Bank of the site.

Applicable Law
By visiting the Farmers National Bank website, you agree that the laws of the state of Kentucky, without regard to principals of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Farmers National Bank, Inc.

Disputes
Any dispute relating in any way to your visit or access of the Farmers National Bank website or to the products or services you purchase through the Farmers National Bank website shall be submitted to binding arbitration in Fayette County, Kentucky, except that, to the extent you have in any manner violated or threatened to violate Farmers National Bank´ intellectual property rights, Farmers National Bank may seek injunctive or other appropriate relief in any state or federal court in the state of Kentucky, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under these Terms & Conditions shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrators award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under these Terms & Conditions shall be joined to an arbitration involving any other party subject to these Terms & Conditions, whether through class arbitration proceedings or otherwise.

Indemnification
You agree to indemnify, defend and hold harmless Farmers National Bank, Inc, its officers, directors, owners, partners, employees, agents, licensors, suppliers and any third party information provider to the website from and against all losses, expenses, damages and 'costs, including attorney's fees, resulting from any violation of these Terms & Conditions (including negligent or wrongful conduct) by you or your use and access of the Farmers National Bank website.

International Use
Given the global nature of the Internet, you agree to comply with all local rules including, without limitation, rules about the Internet, data, e-mail, privacy, copyright, and trademark infringement. Additionally, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.

Other Provisions
Farmers National Bank, Inc failure to insist upon or enforce strict performance of any provision of these Conditions of Use shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of these Conditions of Use. Farmers National Bank may assign its rights and duties under these Conditions of Use to any party at any time without notice to you. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity or enforceability of any remaining condition. Any rights not expressly granted herein are reserved.

Request and Address
Please send notices by care of e-mail to: clientserv@fnbky.com
(or) by our Mailing Address:

Farmers National Bank
304 West Main Street

Danville, KY 40422

Copyright © 2012, Farmers National Bank All Rights Reserved.

Revision: January 1, 2012

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304 West Main Street
Danville, KY 40422
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Securities are offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other financial institution insurance, are not deposits or obligations for the financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal.

Securities and/or insurance products offered by FNB Investment Services *NOT FDIC/ FINRA/SIPC insured *May go down in value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

Securities and/or insurance products offered by WealthSouth *NOT FDIC/ FINRA/SIPC insured *May go down in value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.
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