Services Overview

We at Farmers National Bank consider you and your family's financial welfare our responsibility, and strive to provide you with solid valued added financial services to meet your needs. Whether you need investment management, financial planning, brokerage, retirement plan services, or private banking, the WealthSouth Groups (located in Danville, Bowling Green or Lexington ) or FNB Investment Services Group* (located in Danville, Harrodsburg, or Lancaster) can provide the knowledge, experience, and commitment it takes to get the job done.

The investment and financial planning professionals within WealthSouth share responsibility for the administration of over 1 billion dollars in assets under management. We have been providing trust services since 1909 and manage assets for individuals, businesses, and charitable organizations.

We invite you to ask for more complete information on any of our financial services that might be appropriate for you, your family, or your business.


Plan for your future with confidence. Our experienced investment professionals will work with you to understand your individual needs and provide you with solid advice to help you achieve your goals...advice that can only be learned through years of investment experience. This experience teamed with a disciplined investment philosophy is what assists us in developing your personal investment strategy. Working with these groups of professionals will also afford you the opportunity to consolidate and manage all of your financial assets in one location.



WealthSouth and FNB Investment Services* want to assist you in taking control of your financial affairs and achieving your financial goals. Our financial planning services will help you to do just that. Whether you're just starting to pay attention to your financial affairs or have seen your assets grow to the point where you no longer feel comfortable "going it alone" we're ready to work with you. It's not easy to navigate today's confusing world of personal finance. There are many risks to be aware of and many decisions to be made along the way.



WealthSouth representatives are an experienced and knowledgeable provider of employer sponsored retirement plans, incorporating all of the necessary components to provide the greatest benefit to both the employer and the employees. While acting as Trustee for the plan, we offer complete plan document and design services, provide educational and proactive communications to the plan sponsor and participants, oversee the recordkeeping and plan administration, and provide the investment advisory and management services.




A revocable living trust is quite flexible, and can be a problem-solver by providing management of your financial affairs should you become disabled, consolidation of your financial assets and tax reporting, complete or partial investment management, and allows for strategic distribution of the principal at your death, all in the context of complete confidentiality. In addition, a revocable living trust may be designed to save estate tax.



An investment management account provides custody and management of your financial assets, tax reporting and bill payment capabilities.. At your death the remaining balance is distributed to your estate.



Established by an individual's will, usually for the benefit of a surviving spouse or family member. A testamentary trust provides bank custody of assets, professional investment management, fiduciary administration of the trust, and may be designed to save estate tax.



You may appoint Farmers National Bank as the primary or a contingent executor in your will. When appointed, we collect all assets of your estate, pay bills and expenses, file necessary tax forms and distribute assets as directed by your will.



WealthSouth offers estate, financial, retirement, and investment planning to our current bank clients, or to those interested in our services. Currently there is no charge for this service.



All IRA's are held as Individual Retirement Trusts, with the bank serving as trustee. Bank-provided custody, investment management of assets, capability of bill paying and your ability to establish further controls over the assets beyond your lifetime reflect the key features.



Charitable Remainder Trusts can provide a very tax efficient conversion of low tax basis assets into a strong current income stream while benefiting your favorite charity. This arrangement may provide significant income tax advantages.



Private Banking is about working with clients to assist them in the growing, preserving, and distribution of their estate. This is a lifetime process that begins with a personal relationship between you and your private banker. Our private banker acts as a guide to a range of solutions for every stage of your life. You will be guided to service providers within our group that can address your personal financial needs and goals. 
Your personal Private Banker can deliver a full array of banking services, with the personal attention upon which we have built our reputation since the bank opened its' doors in 1879.

For further information on Private Wealth Management Services offered thru WealthSouth, please call 859-238-0671 or 1-855-261-7512.

The information in the web site is for United States residents only. The information on this web site does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

For further information on Brokerage and Insurance Services offered thru FNB Investment Services*, please call 859-238-0606.

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Farmers National Bank
304 West Main Street
Danville, KY 40422
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Toll Free - 1-866-888-0220
*Securities are offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations for the financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. FNB and FNB Investment Services are independent of Raymond James Financial Services. Raymond James is independent of WealthSouth.
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

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Securities and/or insurance products offered by WealthSouth *NOT FDIC/FINRA/SIPC insured *May go down in value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.
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