Convenient Checking Accounts Options
At  Farmers National Bank, we believe that investing your hard-earned money in the local economy is essential to help keep the communities in this area on solid ground. For this reason, even as community banks across the nation are absorbed into large holding companies, our sound management and commitment to the local economy have allowed us to prosper and grow while remaining independent. 

This local focus means that your money stays right here at home ... a benefit to you and to the community where you live. 

Performance+ Checking

• $100 Minimum deposit to open
• No monthly balance requirement
• Interest rate tiers available – default rate if requirements are not met
• Interest compounded daily
• Internet banking enrollment required upon opening – bill pay is optional
• E-statement enrollment required
• 12 signature based debit card transactions per month are required – must post on the account through the last business day of the month
• 1 direct deposit or ACH per month required
• Free ATM usage-rebate of all ATM charges upon satisfying all monthly criteria up to a $30.00 monthly cap
• All ATM charges (from any bank) will post as they occur and then be refunded by the end of the month if criteria is met
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• 1 free box of checks per year (limited selection)
• No monthly service fee

Protection+ Checking

• $100.00 Minimum deposit to open
• Free Provent ID Protection Plus coverage for the primary owner on the account
• Monthly statement with imaged copies of cancelled checks
• 24 Hour ATM/Debit Card (upon request & approval)
• Free online banking inquiries and internal funds transfers (must apply online)
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• First box of checks free (limited selection)
• Free cashier’s checks
• Safe deposit box or convenience box discounted 25% - any size
• Monthly service fee:
• $8.00 fee if daily balance falls below $10,000.00, or if combined checking, savings, and consumer loans fall below $25,000.00 any day of the statement cycle

FREE & Easy Checking

• $100 Minimum deposit to open
• No monthly balance requirement
• Internet Banking enrollment required upon opening – bill pay is optional
• E-statement enrollment required
• 24 Hour ATM/Debit Card (upon request & approval)
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• No monthly service fee

Classic Checking

• $100 Minimum deposit to open
• No monthly balance requirement
• Monthly statement with imaged copies of cancelled checks
• 24 Hour ATM/Debit Card (upon request & approval)
• Free online banking inquiries and internal funds transfers (must apply online)
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• Monthly service fee:
• $3.00 fee regardless of balance

NOW Plus Checking

• $1,000 Minimum deposit to open
• Monthly statement with imaged copies of cancelled checks
• Tiered interest rates
• Interest compounded daily
• 24 Hour ATM/Debit Card (upon request & approval)
• Free online banking inquiries and internal funds transfers (must apply online)
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• Monthly service fee:
• $12.00 fee if daily balance falls below $1,000

Lifestyle Advantage Basic Checking

• Minimum age of 50
• $100 Minimum deposit to open
• No monthly balance requirement
• Monthly statement with imaged copies of cancelled checks
• 24 Hour ATM/Debit Card (upon request & approval)
• Free online banking inquiries and internal funds transfers (must apply online)
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• 1 free box of checks per year (limited selection)
• Free individual retirement planning session upon request
• No monthly service fee

Lifestyle Advantage Plus Checking

• Minimum age of 50
• $100 Minimum deposit to open
• Monthly statement with imaged copies of cancelled checks
• Tiered interest rates
• Interest compounded daily
• Free unlimited checks (limited selection)
• Free Cashier’s checks
• 24 Hour ATM/Debit Card (upon request & approval)
• Free online banking inquiries and internal funds transfers (must apply online)
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• Safe deposit box or convenience box discounted 25% - any size
• Medical emergency Certificate of Deposit “penalty waiver” with appropriate documentation
• Free individual retirement planning session upon request
• Monthly service fee:
• $7.00 service fee if daily balance falls below $1,000

Student Checking

• Offered to any person currently enrolled in high school, trade school, technical school, college or university
• If student customer is less than 18 years of age a parent or guardian must maintain joint ownership of the account
• $50.00 Minimum deposit to open
• No monthly balance requirement
• Internet Banking enrollment required upon opening – bill pay is optional
• E-statement enrollment required
• 24 Hour ATM/Debit Card (upon request & approval)
• Free ATM usage-rebate of all ATM charges up to a $30.00 monthly cap
• All ATM charges (from any bank) will post as they occur and then be refunded by the end of the month
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• Free WELCOME PAK of checks provided upon account opening
• No monthly service fee

All of the above Offer:

• 24 Hour TeleBanc toll-free account information
  • 238-0601 (Locally in Danville)
  • 1-888-484-7139 (Outside of Boyle County)