Convenient Checking Accounts Options
At  Farmers National Bank, we believe that investing your hard-earned money in the local economy is essential to help keep the communities in this area on solid ground. For this reason, even as community banks across the nation are absorbed into large holding companies, our sound management and commitment to the local economy have allowed us to prosper and grow while remaining independent. 

This local focus means that your money stays right here at home ... a benefit to you and to the community where you live. 

Checking, Savings, and CD rates

Performance+ Checking

• No minimum balance
• Internet Banking enrollment required upon opening-bill pay is optional
• E-Statement enrollment required
• Tiered interest rate available - converts to a set default rate if requirements are not met
• 12 signature based debit card transactions per month are required ~must post on the account through the last business day of the month.
• 1 direct deposit or ACH per month is required
• Free ATM usage-rebate of all ATM charges at month end up to a $30.00 cap. All ATM charges (from any bank) will post to the account as they occur and will be rebated at month end if all criteria are met for the month.
• 1 free order of checks per year (grey specialty wallet)
• No monthly service charge

FREE & Easy Checking

• $100 Minimum deposit to open
• No minimum balance requirement
• Monthly statement (bank maintains copies of canceled checks at no charge)
• First 50 checks free (Complimentary Wallet with first initial order)
• 24 Hour ATM/Debit Card (upon request & approval)
• Free online banking inquiries and funds transfers (must apply on-line)
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• No monthly service fee

Regular Checking

• $100 Minimum deposit to open
• First 50 checks free (Complimentary Wallet with first initial order)
• Monthly statement with imaged copies of cancelled checks
• 24 Hour ATM/Debit Card (upon request & approval)
• Free online banking inquiries and funds transfers (must apply on-line)
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• Monthly balance fee:
• • No fee if daily balance is $500 or more
  • $6 Fee if daily balance falls below $500

NOW Plus Checking

• $1,000 Minimum deposit to open
• First 50 checks free (Complimentary Wallet with first initial order)
• Monthly statement with imaged copies of cancelled checks
• Tiered interest rates
• Interest compounded daily
• 24 Hour ATM/Debit card (upon request & approval)
• Free online banking inquiries and funds transfers (must apply on-line)
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• Monthly balance fee:
• • $12 Fee if daily balance falls below $1,000

Lifestyle Advantage Basic Checking

• Minimum age of 50
• $100 Minimum deposit to open
• No minimum balance requirement with unlimited transactions
• One free box of checks per year (Gray specialty wallet style)
• Imaged checks returned in monthly statement
• No fee paper travelers checks
• 24 hour ATM/Debit Card (upon request & approval)
• Free online banking inquiries and funds transfers (must apply on-line)
• Free individual retirement planning session by request
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• No monthly service fee

Lifestyle Advantage Plus Checking

• Minimum age of 50
• $100 Minimum deposit to open
• Tiered interest rates
• Interest compounded daily
• Free unlimited checks (Gray specialty wallet style)
• Imaged checks returned in monthly statement
• No fee paper travelers checks
• Free Cashier's checks
• 24 Hour ATM/Debit card (upon request & approval)
• Free online banking inquiries and funds transfers (must apply on-line)
• Jumbo CD rate upgrade of .15%.
• Safe deposit or convenience box discounted 25% - any size
• Medical emergency Certificate of Deposit “penalty waiver" with appropriate documentation
• Free individual retirement planning session by request
• Free Switch Kit (upon request) to assist with changing your account from an existing bank
• Minimum of $1,000 to avoid a monthly service charge of $7.00

All of the above Offer:

• 24 Hour TeleBanc toll-free account information
  • 238-0601 (Locally in Danville)
  • 1-888-484-7139 (Outside of Boyle County)