Consult with one of our Professional Loan Specialists to determine which of our many loan products best suit your borrowing needs.

Personal Loans

When you need extra funds for a special vacation, new furniture or emergency expenses, Farmers National Bank has a personal loan to fit your needs and budget. You can apply for a personal loan by stopping at any of the following locations: Main Street Office in Danville, Perryville Banking Center, Harrodsburg Banking Center, Stanford Banking Center, Lancaster Banking Center, or by calling our Consumer Loan department at (859) 236-2926.

• Auto Loans
• • Farmers National Bank auto loans offer the fast, easy and convenient way to finance your next new or used car. For current rates, call the Main Office or any officer at a full-service location.
• Recreational Vehicles
• CD Loans
• Marketable Security Loans

Real Estate Loans

Whether you plan to build, buy or refinance, Farmers National Bank offers the key to a mortgage that can make the house you've been dreaming of your own. Contact our Real Estate Loan department located at the Main Office or any other full-service branch for options that make sense for you and your budget.

We offer the following Real Estate loan products for both purchase and refinance:

• Fixed Rate Home Loans
  • The purchase of your new home deserves professional attention and special handling. Plus, at Farmers National Bank, we've built in all the special features you want, so you feel just right about our home financing program. We offer:
    • Competitive rates and low down payments to help you afford all the home your money can buy.
    • Choose from an array of fixed-rate products so you can get the financing that best suits your needs. 
    • Quick turnaround, from application to approval to closing. 
  • The option of having your mortgage amount automatically deducted from your checking account each month, so your payment is never late.
  • Contact the Real Estate Department at (859) 236-2926 for more information about Farmers National Bank fixed rate home loans.
• Adjustable Rate Mortgages
• Vacation/Second Home
• Home Equity Loans
  • Why not make Farmers National Bank your ONE-STOP LOAN SHOP? We offer quick turnaround; 90% financing may be available; no closing costs; variable interest rates and payments may be set up automatically.
  • You can put the investment in your home to work whenever you need it by establishing a Home Equity Line of Credit. Until you write a check on your line of credit, you pay no interest.
• Home Construction
• Home Improvement Loans
• Lot/Land Purchase

Commercial Loans

Loans are available for business and agriculture. Whether you need equipment financing, a line of credit, or financing for expansion, we can respond quickly so that you can manage your business more effectively. Contact the Commercial Loan department or any full service branch for details.

• Commercial Real Estate
• Investment Property (including multi-family dwellings)
• Agriculture Loans
• Commercial Real Estate Construction
• Equipment
• Lines of Credit
• Letters of Credit