Private Wealth Management Morton M. Hoagland Sr. Vice President and Manager Education: B.S. Business Administration Western Kentucky University Minor: Economics 1966 J.D. University of Kentucky College of Law 1969 National ABA Graduate Trust School at Northwestern University 1977 Experience: 1973-Present Farmers National Bank - Trust & Investment Management Officer 1969-1973 Federal Reserve Bank of Cleveland - Trust Examiner Interests: Running, Golfing, Fishing, UK/GA Tech. sports, old Volvos, nature, Church work Family: Mort and his wife Joyce and have two children: Sarah is an attorney with Covington & Burling in Washington, DC, and Lee is a student at the University of Kentucky Richard W. Born Vice President Education: B.A., Cum Laude (Honors Economics) Hanover College J.D., Cum Laude University of Iowa M.A. (Economics) University of Iowa Designations: Certified Trust & Financial Advisor (CTFA), Certified IRA Services Professional (CISP), Certified Financial Planner™ Certificant (CFP®), Board of Standards Experience: 1996-Present Vice President (Private Wealth Management) Farmers National Bank 1990-1995 Vice President (Trust & Investment Management) First Security / Bank One 1982-1990 Attorney in Private Law Practice, Danville, KY 1978-1982 Staff Attorney, Legal Services Corporation, Prestonsburg, KY Interests: Golfing, reading, walking, sports generally, Kiwanis Club Family: Rich and his wife, Barbara, have a daughter, Heather Shelley Bigelow Assistant Vice President & Trust Officer Education: Centre College - BA International Relations 1995 ABA National Trust School Graduate 2007 ABA Graduate Trust School Graduate 2009 Experience: 2006-Present Trust Administrator at Farmers National Bank 2001-2005 Registered Sales Associate at Merrill Lynch 1999-2001 Field Compliance Supervisor for American Express Financial Advisors 1994-1999 Registered Sales Associate in the brokerage industry Interests: Advisor for Kappa Kappa Gamma Fraternity at Centre College, activities with her children, keeping in touch with friends and Camp Merri-Mac alumnae Family: Shelley and her husband Robert have two daughters Caitlin and Ashley Katy Neyhouse Trust Administrator Education: Campbellsville University - Graduated Summa Cum Laude with a BS degree in Business Administration 2004 Experience: 2009 - Present Farmer National Bank - Trust Administrator 2007 - 2009 Farmer National Bank - Trust Assistant 2005-2007 Farmers National Bank - Loan Department Interests: Spending time with family and friends, reading, watching movies, Big Brothers Big Sisters Family: Married to James Neyhouse Alice Williams Operations Manager Education: Graduate of Kentucky College of Business with an Associate Degree in Medical Administrative Assisting Experience: July 2007-Present Trust Operations - Farmers National Bank 5 1/2 years as a Customer Service Representative - Farmers National Bank 3 years as a Loan Assistant - Farmers National Bank 3 years in Customer Service Field - Central Baptist Hospital Interests: Baking, camping, shopping, eating out, spending time with family Family: Alice and her husband Scotty have two children: Hannah-8, Kaylie-5 Tom Poland Vice President & Private Banker Education: Graduate of Centre College Stonier School of Banking Certified Private Banker Emphasis on Wealth Management Experience: Been in banking since 1975, banking in Danville since 1986 and with Farmers National Bank since 1998 Interests: Being a grandfather Family: Tom and his wife Bettie have three children and one grandchild Brian Reynolds Vice President & Retirement Plan Specialist Education: 1997 Centre College, B.A. Economics 2004 Cannon Financial Institute, Retirement Plan Services Designation: Certified Retirement Services Professional (CRSP) Experience: 2009-Present Farmers National Bank - Vice President, Retirement Plan Specialist 2007-2009 Kentucky Trust Company - Director 1999-2009 Kentucky Trust Company - Senior Vice President, Retirement Plans 1997-1999 Traditional Bank, Inc. - Loan Processor/Customer Service Interests: Spending time with family, golf, traveling Family: Brian and his wife, Allyson, have two children Kathy Milby Trust Assistant Education: 1977 BA from Transylvania University; English & Education 1997 ABA National Trust School 1999 ABA Graduate Trust School Experience: 2009-Present Farmers National Bank - Trust Assistant 1977-2006 Bank of the Bluegrass & Trust Co., Trust Officer Interests: Family, gardening, old house renovation, traveling, Heart of Danville Board Member W. Paul and Lucille Caudill Little Foundation Board Member Family: Daughter; Maggie Customer Support: (859) 236-2926 Toll Free 1-866-888-0220 clientserv@fnbky.com Note: E-mail is an unsecured means of communication. Please do not send confidential information via e-mail. To Report Lost Or Stolen Atm/Debit Cards: During bank business hours call: 859-236-2926 or 1-800-528-2273 24 Hour TeleBanc Toll-Free Account Information 238-0601 (Danville) 1-888-484-7139 (Toll Free)

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