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FNB Financial Group offers a complete line of individual and group life insurance products, individual and group disability, and individual and group health insurance.
Our licensed professionals will take the time to talk with you and determine what types of insurance products are right for you and how much coverage you need.
We also have the ability to “shop the market” to find the best value and products to fit each client's particular needs.
Life Insurance
We offer all types of life insurance with coverage designed to meet any of the following needs:
- Income Replacement for family protection
- Buy/Sell Agreement funding
- Key Person Insurance
- Deferred Compensation
- Charitable Contributions or tax free funds to replace contributions
- Tax free dollars to pay estate taxes
- Debt Payoff and/or Mortgage Insurance
- Tax free dollars to support a disabled dependent child
- Tax free Wealth Transfer to meet any desired need or gift to any individual or charitable
Health Insurance
We can provide health insurance for individuals, families, and groups of 2 to 1000+. For groups of 100+ we can help you design a partially self-funded plan.
Group Benefits
We can help you put together a benefit package that is attractive to your employees and that fits your budget. These benefits may include:
- Health Insurance
- Life Insurance
- Long and short-term Disability
- Dental Insurance
- Vision Insurance
Long-Term Care
This important coverage provides benefits should you require assistance in a nursing home, assisted living facility or at home.
Business owners may be able to tax-deduct long-term care premiums while still receiving any benefits tax free!
Disability Insurance
This often-overlooked policy covers your most valuable asset—the ability to earn a living. Without this coverage a family's lifestyle could deteriorate; or for a small business owner, the business could decline from income payouts to the owner when he or she can not continue to work as a result of an injury or chronic illness.
For the small business owner, we also offer business overhead expense and disability buy-out coverage.
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